Blue Diamond Cash Back Program: 2.0% of every $1 of Purchases minus credits, returns, and adjustments (“Net Purchase Amount”). Cash Back Rewards are calculated by rounding the Net Purchase Amount to the closest dollar on the last day of the month. Cash Back Rewards for a month shall be added to the Rewards balance on the first day of the calendar month and can be redeemed as a one-time, monthly, quarterly or annual payment in the form of a statement credit or direct deposit into a Bellco checking or savings account. The minimum redemption amount is $25. Members can earn additional Cash Back from participating merchants for eligible Purchases. To be eligible to redeem Cash Back Rewards, the credit card account must be open and in good standing at the time of the redemption. Cash Back Rewards will expire on the last day of the month, 3 years after the date the Cash Back Rewards were added to your account. ”Purchases” is defined as any transaction paid with a card or card credentials to a merchant by a cardholder for goods or services either at the Point of Sale (POS) or online (CNP). “Purchases” do not include any of the following: balance transfers; wire transfers; cash advances; quasi-cash transactions such as traveler’s checks, foreign currency, gift cards or money orders; account funding transactions (AFT’s); out-going credit transactions (OCT’s); returned merchandise, credit vouchers or chargeback credits; ATM transactions; any checks that access the Member’s account; overdraft advances; earned interest; unauthorized or fraudulent charges; betting that includes lottery tickets, casino gaming chips, off-track betting and wager; or fees of any kind, including an annual fee, if applicable. This list is not exhaustive, and the Sponsor may exclude other types of transactions that are not considered true “purchases” of eligible goods and services. Full Program details can be found in the Terms and Conditions.

Reward Programs are services provided by Bellco Credit Union and managed by ampliFI Loyalty Solutions, LLC and are subject to change. In the event of fraud, abuse of program privileges or violation of the rules, Bellco reserves the right to cancel the Member’s membership in the Program. You must have an Internet-enabled device and Internet access to access the Program Website. Message and data charges from your wireless carrier may apply. Bellco is not responsible for products and services offered by other companies. The value of the rewards may be taxable to you. Please consult with your tax advisor concerning tax consequences.

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